Divorcing Later in Life? What to Know
Divorce can be a complicated and challenging process in which details are easily overlooked. It is important to know the laws that shape divorce proceedings and to understand the impact they have on...
View ArticleTips for Improving Your Credit Scores
Americans have become more informed about certain aspects of their credit scores, but many still don't know enough about the risks associated with low scores and alleged "credit repair" services.
View ArticleHow to Contain Costs for Your College-Ready Child
College graduates are increasingly learning a new lesson: one in debt management. And many of them are failing.
View ArticleThe Estate Planning Benefits of Life Insurance
Life insurance is typically a critical element of a family's estate plan -- it may enhance the amount of wealth you can bequeath to your heirs and provide a ready source of cash for post-death...
View ArticleSix Tips for Managing an Inheritance
A sizeable inheritance can represent a life-changing opportunity. Here are six tips to help you prudently manage your windfall.
View ArticleEstate Planning Tips for Singles
Estate planning isn't just for rich, elderly people. Everyone needs to have a will and estate plan in place to provide for contingencies that may occur, and in the event of the individual's death, to...
View ArticleWhat Are Your Rights as the Beneficiary of a Trust?
If you have been named as a beneficiary of a trust, you probably have many questions about what comes next. Trust beneficiaries are usually entitled to income from the trust. The trustee who is in...
View ArticleUnderstanding the Affordable Care Act: Essential Health Benefits
Beginning in 2014, the Affordable Care Act (ACA) will greatly expand the health care benefits for the millions of Americans with no health coverage or who are underinsured.
View ArticleMarket Capitalization: A Tool for Understanding a Stock's Risk
Market cap -- or market capitalization -- allows investors to understand the relative size of one company versus another.
View ArticleUnderstanding Hedge Fund Styles
Hedge funds are a diverse class of investments that use aggressive investment strategies to seek greater-than-average total return with lower levels of risk.
View ArticleYear-End Planning to Help You Lower Your Tax Bill
As the end of the year draws near, the last thing anyone wants to think about is taxes. But if you are looking for ways to minimize your tax bill, there's no better time for tax planning than before...
View ArticleShould You Purchase an Annuity?
If you are retiring soon and looking into your options to start drawing down your savings from your employer-sponsored plan, you may have the opportunity to purchase an annuity. Annuities, simply put,...
View ArticleYear-End Tax Planning Strategies
Although tax day is still months away, it is not too early to think about ways to curb your 2014 tax bill. Here are some yearend pointers for minimizing or delaying taxes.
View ArticleSix Tips to Help You Avoid Online Fraud
As technology continues to evolve, so too have the skills of cyber-criminals, who have honed their ability to break through firewalls, stealing valuable personal data and funds. What steps can you take...
View Article"Stretch"-ing Your Wealth to Future Generations
You probably understand that an IRA can be an effective way to save for retirement. But did you know that it can also be an effective estate-planning tool, allowing you to transfer wealth to future...
View ArticleHow to Manage an Inheritance
Over half of American retirees expect to leave an inheritance for their loved ones, with an average value of more than $176,000. If you have recently received a bequest or are anticipating inheriting...
View ArticlePlan Ahead for Gift Giving
Special occasions often call for gift giving: a graduation in May, a wedding in June, an anniversary in July, and birthdays throughout the year. Each event seems to sneak up on us -- and our budgets....
View ArticleDealing With the Risks of Investing
Investment risk comes in many forms, and each can affect how you pursue your financial goals. The key to dealing with investment risk is learning how to manage it. This three-step process will show you...
View ArticleFocus on Fundamentals: Asset Allocation
The way you divide your investment dollars among stock, bond, and money market investments is known as asset allocation.
View ArticleWomen: Make a Financial Plan -- the Secret of Your Success
Financial planning is more than just a good idea. Research has consistently shown that people who have financial plans -- and who work with financial advisors -- save and invest far more and are nearly...
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